.page-disclaimer {
  --doc-gold-soft: rgba(200, 153, 92, .18);
  background: var(--color-cream);
  color: var(--color-ink);
  font-family: var(--font-body);
  overflow-x: hidden;
}
.page-disclaimer .doc-hero {
  position: relative;
  background: var(--color-deep);
  color: var(--color-cream);
  padding: 56px 0 88px;
  overflow: hidden;
}
.page-disclaimer .doc-hero::before {
  content: "";
  position: absolute;
  top: 0;
  right: 8%;
  width: 180px;
  height: 100%;
  background: repeating-linear-gradient(90deg, rgba(245, 240, 230, .16) 0 2px, rgba(245, 240, 230, .05) 2px 5px, transparent 5px 12px, rgba(200, 153, 92, .16) 12px 14px, transparent 14px 20px);
  transform: skewX(-10deg);
  pointer-events: none;
}
.page-disclaimer .doc-hero::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -32px;
  width: 100%;
  height: 80px;
  background: var(--color-cream);
  transform: skewY(-1.6deg);
  pointer-events: none;
}
.page-disclaimer .doc-hero .container {
  position: relative;
  z-index: 2;
}
.page-disclaimer .breadcrumb {
  margin-bottom: 28px;
  font-size: 14px;
  color: rgba(245, 240, 230, .72);
  font-family: var(--font-data);
}
.page-disclaimer .breadcrumb a {
  color: var(--color-gold);
  font-weight: 700;
  text-decoration: none;
  transition: color .2s ease;
}
.page-disclaimer .breadcrumb a:hover,
.page-disclaimer .breadcrumb a:focus-visible {
  color: var(--color-red);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.page-disclaimer .eyebrow {
  margin-bottom: 12px;
  color: var(--color-gold);
  font-family: var(--font-data);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
}
.page-disclaimer .doc-title {
  margin: 0 0 20px;
  font-family: var(--font-heading);
  font-size: clamp(32px, 6vw, 54px);
  font-weight: 900;
  letter-spacing: -.02em;
  line-height: 1.15;
  color: var(--color-cream);
}
.page-disclaimer .doc-lead {
  max-width: 820px;
  margin: 0 0 24px;
  font-size: 17px;
  line-height: 1.8;
  color: rgba(245, 240, 230, .92);
}
.page-disclaimer .doc-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.page-disclaimer .doc-meta-item {
  padding: 6px 14px;
  background: var(--doc-gold-soft);
  border: 1px solid rgba(200, 153, 92, .36);
  border-radius: 999px;
  color: var(--color-gold);
  font-family: var(--font-data);
  font-size: 12px;
  font-weight: 500;
}
.page-disclaimer .terms-layout {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  padding-top: 40px;
  padding-bottom: 80px;
}
.page-disclaimer .toc-inner {
  background: var(--color-stone);
  border-left: 4px solid var(--color-red);
  padding: 24px;
  border-radius: 0 10px 10px 0;
}
.page-disclaimer .toc-title {
  margin: 0 0 16px;
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--color-deep);
}
.page-disclaimer .toc-list {
  list-style: none;
  margin: 0 0 18px;
  padding: 0;
  display: grid;
  gap: 4px;
}
.page-disclaimer .toc-list a {
  display: flex;
  align-items: baseline;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 6px;
  color: var(--color-ink);
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: background .2s ease, color .2s ease;
}
.page-disclaimer .toc-list a span {
  color: var(--color-red);
  font-family: var(--font-data);
  font-size: 12px;
  font-weight: 700;
}
.page-disclaimer .toc-list a:hover,
.page-disclaimer .toc-list a:focus-visible {
  background: var(--color-deep);
  color: var(--color-cream);
}
.page-disclaimer .toc-list a:hover span,
.page-disclaimer .toc-list a:focus-visible span {
  color: var(--color-gold);
}
.page-disclaimer .toc-note {
  margin: 0;
  padding-top: 14px;
  border-top: 1px solid rgba(10, 37, 64, .16);
  font-size: 13px;
  line-height: 1.6;
  color: var(--color-mist);
}
.page-disclaimer .toc-note a {
  color: var(--color-gold);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.page-disclaimer .terms-content {
  min-width: 0;
}
.page-disclaimer .term-block {
  padding-bottom: 40px;
}
.page-disclaimer .term-heading {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 0 0 18px;
}
.page-disclaimer .sec-num {
  flex: 0 0 auto;
  width: 44px;
  height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--color-red);
  color: var(--color-cream);
  border-radius: 50% 50% 50% 6px;
  box-shadow: 0 4px 12px rgba(230, 57, 70, .28);
  font-family: var(--font-data);
  font-size: 14px;
  font-weight: 700;
}
.page-disclaimer .term-heading h2 {
  margin: 0;
  font-family: var(--font-heading);
  font-size: 24px;
  font-weight: 900;
  letter-spacing: -.01em;
  color: var(--color-deep);
}
.page-disclaimer .term-body p {
  margin: 0 0 14px;
  line-height: 1.75;
}
.page-disclaimer .term-body ul {
  margin: 0 0 16px;
  padding-left: 22px;
}
.page-disclaimer .term-body li {
  margin-bottom: 8px;
  line-height: 1.7;
}
.page-disclaimer .term-divider {
  height: 1px;
  margin: 0 0 40px;
  border: 0;
  background: linear-gradient(90deg, var(--color-gold) 0%, rgba(200, 153, 92, .2) 55%, transparent 100%);
}
.page-disclaimer .term-figure {
  margin: 6px 0 28px;
  max-width: 360px;
}
.page-disclaimer .term-figure img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 10px;
  box-shadow: var(--shadow-md);
}
.page-disclaimer .term-figure figcaption {
  margin-top: 10px;
  font-family: var(--font-data);
  font-size: 12px;
  line-height: 1.5;
  color: var(--color-mist);
}
.page-disclaimer .hover-note {
  display: block;
  margin-top: 18px;
  padding: 16px 18px;
  background: var(--color-stone);
  border-left: 3px solid var(--color-gold);
  border-radius: 0 8px 8px 0;
  transition: background .2s ease, border-color .2s ease;
}
.page-disclaimer .hover-note:hover,
.page-disclaimer .hover-note:focus-within {
  background: var(--doc-gold-soft);
  border-left-color: var(--color-red);
}
.page-disclaimer .hover-note-label {
  display: block;
  margin-bottom: 4px;
  font-family: var(--font-heading);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: .05em;
  text-transform: uppercase;
  color: var(--color-deep);
}
.page-disclaimer .hover-note-text {
  display: block;
  font-size: 14px;
  line-height: 1.7;
}
.page-disclaimer .contact-card {
  margin-top: 18px;
  padding: 26px;
  background: var(--color-deep);
  border-radius: 14px;
  color: var(--color-cream);
  display: grid;
  gap: 14px;
  box-shadow: var(--shadow-lg);
}
.page-disclaimer .contact-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 18px;
  font-family: var(--font-data);
  font-size: 14px;
}
.page-disclaimer .contact-row strong {
  min-width: 72px;
  font-family: var(--font-heading);
  font-weight: 900;
  color: var(--color-gold);
}
.page-disclaimer .contact-note {
  margin: 2px 0 0;
  font-size: 14px;
  line-height: 1.6;
  color: rgba(245, 240, 230, .82);
}
.page-disclaimer .contact-action {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  padding-top: 4px;
}
.page-disclaimer .link-underline {
  color: var(--color-gold);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 4px;
  transition: color .2s ease;
}
.page-disclaimer .link-underline:hover,
.page-disclaimer .link-underline:focus-visible {
  color: var(--color-red);
}
.page-disclaimer .link-sep {
  color: rgba(245, 240, 230, .4);
}

@media (min-width: 768px) {
  .page-disclaimer .doc-hero {
    padding: 72px 0 104px;
  }
  .page-disclaimer .term-figure {
    float: right;
    width: 340px;
    max-width: 42%;
    margin: 6px 0 24px 32px;
  }
  .page-disclaimer .contact-card {
    padding: 32px;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: 280px minmax(0, 1fr);
    gap: 56px;
    padding-top: 64px;
    padding-bottom: 96px;
  }
  .page-disclaimer .toc-inner {
    position: sticky;
    top: 24px;
  }
  .page-disclaimer .term-block {
    padding-bottom: 48px;
  }
  .page-disclaimer .term-heading h2 {
    font-size: 28px;
  }
}